Thank you for visiting Cherokee Finance! Your use of this website www.cherokeefinancial.us and any pages thereof (“Site”) is controlled by these Terms of Use. By entering this Site and through your use of this Site, you agree to these Terms of Use whether or not you are a registered user of our products and services (each a “Service” and collectively our “Services”). IF YOU DO NOT AGREE WITH THESE TERMS OF USE, YOU MAY NOT USE THE SITE.

1. OWNERSHIP OF SITE. Cherokee Finance (“Cherokee Finance,” “we,” “us,” “Company,” or “our”) owns and operates this Site. You acknowledge and agree that all content, web pages, source code, calculations, products, materials, data, information, text, screen, functionality, services, design, layout, screen interfaces, “look and feel,” and the operation of this website (collectively, “Site Content”) are protected by various intellectual property laws, including, but not limited to, copyrights, patents, trade secrets, trademarks, and service marks, and you do not acquire any rights by downloading or viewing any Site Content. You agree that Rocket Loans and all logos related to our products and Services are our or our licencors’ trademarks or registered trademarks. You may not copy, imitate or use them without our prior written consent. In addition, all page headers, custom graphics, button icons, and scripts are our service marks, trademarks and/or trade dress. You may not copy, imitate, or use them without our prior written consent.

2. ELIGIBILITY. The Site is intended solely for users who are 18 years of age or older, and any registration or use of the Site by anyone under 18 is unauthorized and in violation of these Terms of Use. By using the Site, you represent you are 18 or older and that you agree to and will abide by all of the terms and conditions of these Terms of Use. If you violate any of these Terms of Use, or violate any other agreement with us, we may terminate your registration and/or prohibit you from using or accessing our Services or the Site.

3. LOAN REQUESTS. You may be presented with the opportunity to apply for a loan through the Site. When you apply for a loan, you agree to provide current, complete, and accurate information about yourself. You agree that you will not, in connection with any Services, misrepresent your identity, or describe, present, or portray yourself as a person other than yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, we have the right to reject any application you have submitted, terminate any agreement we have with you, and restrict your future use of the Site and our Services. We reserve the right to decline any application for a loan. You agree that if you request a loan through our Site you will not be requesting a loan for any illegal or illicit purpose. You acknowledge and agree that your loan request may not be funded. You agree that you will not request a loan through our Site if you have an outstanding loan obtained through our Site. You agree that we will initially do a soft credit pull and that any offer of credit to you will be contingent upon a hard credit pull which we will complete prior to you signing the Loan Agreement to ensure your credit has not changed. You acknowledge and agree that the terms of any offer of credit to you will change from day-to-day and to some extent hour-by-hour and if you leave the Site or your loan application process, any rate and term information you were quoted on the Site may change. We will cancel your loan application after 30 calendar days of inactivity.

4. SIGN IN AND PASSWORDS. If you apply for a loan through the Site, you will be required to create an account and password. You agree that you will protect and maintain the confidentiality of any user identification, password, or other identifying information you obtain through your use of the Site and will not disclose this information to any third party. You agree that you will immediately contact Cherokee Finance if you believe your user identification, password, or identifying information has been compromised, lost, or stolen. Note that Cherokee Finance will never contact you through an unsolicited email or phone call requesting your username or password. You also acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this Site by any person to whom you provided your user identification, password, or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this Site that may occur before you have notified us that your user identification, password, or other identifying information has been lost, stolen, or otherwise compromised and we have had a reasonable time to act.

5. PERMITTED USE. You agree that:

your use of this Site is subject to and governed by these Terms of Use;

you will only access or use this Site and transact business with us if you are at least 18 years old;

you will comply with and be bound by these Terms of Use as they appear on this Site each time you access and use this Site;

each use of this Site by you indicates and confirms your assent to and agreement to be bound by these Terms of Use; and

these Terms of Use are a legally binding agreement between you and Rocket Loans that will be enforceable against you.

by accessing and using this Site, you are also using Google Maps API and you assent to and agree to be bound by Google’s Terms of Service.Cherokee Finance does not accept any responsibility for the content of Google’s Terms of Service.

You agree that you will not use or attempt to use this Site for any purpose other than consumer lending related business with Cherokee Finance as a bona fide client of Cherokee Finance; you may not use or attempt to use this Site or any part of this Site for any purpose:

that interferes with or induces a breach of the contractual relationships between Cherokee Finance and its employees

that is any way unlawful or prohibited, or that is harmful or destructive to anyone or their property;

that transmits any advertisements, solicitations, schemes, spam, flooding, or other unsolicited email, unsolicited commercial communications;

that transmits any harmful or disabling computer codes or viruses;

that harvests email addresses from this Site;

that transmits unsolicited email to this Site or to anyone whose email address included the domain name under this Site;

that interferes with our network services;

that attempts to gain unauthorized access to our network services;

that suggests an express or implied affiliation with Cherokee Finance, its affiliates, or Regions Bank (without the express written permission of Cherokee Finance);

that impairs or limits our ability to operate this Site or any other person's ability to access and use this Site;

that uses any methods, means, or devices to click on to this Site or cause a visit to this Site for the purpose of manipulating the results of any Internet search engine, or for any other purpose other than conducting consumer lending related business with Cherokee Finance as a bona fide client of Cherokee Finance;

that unlawfully impersonates or otherwise misrepresents your affiliation with any person or entity

that harms minors in any way, including, but not limited to, transmitting or uploading content that violates child pornography laws, child sexual exploitation laws, and laws prohibiting the depiction of minors engage in sexual conduct;

that transmits or uploads pornographic, violent, obscene, sexually explicit, discriminatory, hateful, threatening, abusive, defamatory, offensive, harassing, or otherwise objectionable content or images;

that harms, threatens, harasses, abuses, or intimidates another person in any way or involves images or content that depicts, promotes, encourages, indicates, advocates, or tends to incite the commission of a crime or other unlawful activities

that dilutes or depreciates the name and reputation of Cherokee Finance or any of their affiliates;

that transmits or uploads any content or images that infringes any third-party's intellectual property rights or infringes any third-party's right of privacy; or

that unlawfully transmits or uploads any confidential, proprietary, or trade secret information

6. RESTRICTIONS ON USE. You agree to abide by all applicable laws and regulations in your use of the Site and our Services. In addition, you agree that you will not do any of the following:

apply for more than one loan (if you have a loan), or apply for a loan on behalf of an individual other than yourself or on behalf of any group or entity;

post or otherwise make available content, or take any action on the Site, that may constitute libel or slander or that infringes or violates someone else's rights or is protected by any copyright or trademark, or otherwise violates the law;

post or otherwise make available content that in our judgment is objectionable, such as content that is harmful, threatening, inflammatory, obscene, fraudulent, invasive of privacy or publicity rights, hateful or otherwise objectionable; that restricts or inhibits any other person from using or enjoying the Site; or that may expose us or our users to any harm or liability of any type;

post or otherwise make available any unsolicited or unauthorized advertising, solicitations or promotional materials, or any other form of solicitation;

use the information or content on our Site to send unwanted messages to any other user;

impersonate any person or entity, or falsely state or otherwise misrepresent yourself, your age or your affiliation with any person or entity;

post or otherwise make publicly available on the Site any personal or financial information of any third party

solicit personal information from anyone under 18 or solicit passwords or personally identifying information for commercial or unlawful purposes;

use the Site or our Services in any manner that could damage, disable, overburden, or impair the Site;

harvest or collect email addresses or other contact information of our users from the Site by electronic or other means, including via the use automated scripts; or

post or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment.

7. SEVERABILITY. You agree that any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions.

8. NOTIFICATIONS. We may provide you with notices via email and regular mail at the most recent address you have provided, or through posting information on this Site, as allowed under the law.

9. NO WARRANTY; ERRORS; DISCLAIMERS. ALTHOUGH WE WILL USE REASONABLE EFFORTS TO PROVIDE AN ACCURATE SITE AND SERVICES, THE SITE AND OUR SERVICES ARE PROVIDED “AS IS” AND WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS OR IMPLIED. WE AND OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND THIRD PARTY SUPPLIERS. DISCLAIM ANY AND ALL REPRESENTATIONS, WARRANTIES, OR GUARANTEES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, RELATING TO THE SITE, THE SERVICES, ANY DOCUMENTATION PROVIDED OR MADE AVAILABLE TO YOU AND ANY OTHER PRODUCTS AND RELATED MATERIALS AND/OR SERVICES PROVIDED TO YOU BY ANY OF THE ROCKET LOANS PARTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES: (I) AS TO TITLE, MERCHANTABILITY, FITNESS FOR ORDINARY PURPOSES, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, SYSTEM INTEGRATION, AND WORKMANLIKE EFFORT; (II) AS TO THE QUALITY, ACCURACY, TIMELINESS, OR COMPLETENESS OF THE SITE OR THE SERVICES OR ANY ASPECT THEREOF; (III) ARISING THROUGH COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE; (IV) RELATING TO THE SITE OR SERVICES CONFORMING TO ANY FUNCTION, DEMONSTRATION, OR PROMISE BY ANY ROCKET LOANS PARTY; AND (V) THAT ACCESS TO OR USE OF THE SITE AND/OR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE. ANY RELIANCE UPON THE SITE AND/OR SERVICES IS AT YOUR OWN RISK AND CHEROKEE FINANCE MAKE NO WARRANTIES.

10. LIMITATION OF LIABILITY. You agree that all access and use of the Site and its contents and your use of the Services are at your own risk. Neither we nor any Cherokee Finance party involved in creating, producing, or delivering the Site and/or the Services has or will have any responsibility for any consequences relating, directly or indirectly, to any action or inaction that you may take based on the Site and/or the Services, or any aspect thereof. You agree that you, and not Cherokee Finance, will bear the entire cost of all servicing, repair, correction, or restoration that may be necessary for your data, software programs, or computer equipment because of any viruses, errors, or other problems you may have as a result of using or visiting this Site.

WE WILL NOT BE HELD LIABLE FOR ANY DEFECTS, FAULTS, INTERRUPTIONS, OR DELAYS IN THE OPERATION OR TRANSMISSION OF ANY PRODUCT, AND/OR ANY INACCURACIES, ERRORS OR OMISSIONS IN THE INFORMATION CONTAINED IN THE SITE AND/OR THE SERVICES. UNDER NO CIRCUMSTANCES WILL ANY OF THE ROCKET LOAN PARTIES BE HELD LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, ARISING OUT OF, BASED ON, RESULTING FROM, OR IN CONNECTION WITH THE SITE AND/OR THE SERVICES OR ANY PRODUCTS, THESE TERMS OF USE OR YOUR USE OR INABILITY TO USE ANY OF THE FOREGOING, EVEN IF THE ROCKET LOANS PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

ALL OF THESE LIMITATIONS APPLY REGARDLESS OF THE CAUSE OR FORM OF ACTION, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, TORT, OR OTHERWISE, AND EVEN IF WE OR OUR REPRESENTATIVES HAVE BEEN NEGLIGENT OR HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NO ACTION ARISING OUT OF OR PERTAINING TO THESE TERMS OF SERVICE MAY BE BROUGHT MORE THAN ONE (1) YEAR AFTER THE CAUSE OF ACTION HAS ARISEN.

11. ACCESS TO SITE. Cherokee reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of the Site.

12. LINKING. The Site may, from time to time, provide links to other websites. Cherokee Finance does not endorse, approve, sponsor, or control, and we are not in any way responsible for, any of the content, services, calculations, information, products, or materials that you may receive through any website where we may have provided a link. Through use of this Site, you acknowledge and agree that Cherokee Finance will not be responsible for or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculations, information, products, or materials.

13. REVISIONS AND MODIFICATIONS. We reserve the right to temporarily or permanently modify or discontinue the Site, or any portion of the Site, for any reason, without notice to you. We may also change these Terms of Use from time to time without notice to you. Please review these Terms of Use often because your continued access or use of the Site after any modifications have become effective shall be deemed your conclusive acceptance of the modified Terms of Use. You agree and acknowledge that Cherokee Financial may temporarily or permanently revise or change these Terms of Use at any time, without notice to you, and you agree that you will be bound by the provisions of these Terms of Use as they appear on this Site at the time you access this Site. Because these Terms of Use may change, we encourage you to refer back often to these Terms of Use. In addition, you agree and acknowledge that all other content, services, products, and materials on or available through this Site are subject to updating and revision without notice to you. You further acknowledge and agree that individual modifications to the Terms of Use may not be altered by contract, unless permitted in writing by Rocket Loans.

14. REFUNDS, RETURNS, AND CANCELLATIONS. We do not offer refunds, returns, and cancellations with or for any of our products or services.

15. SERVICES AND PRICES: There is a full list of services offered to be viewed upon the services page. Do to the market changes and personal ability to gain credit, our prices/APR are gauged individually and accessed upon approval of application. These will be discussed further in person to confirm, complete, and finalize all agreements based upon credit worthiness.

Please contact us via email at with any questions regarding these Terms of Use.